Why Company Safety Culture Has to Start at the Top

Why Company Safety Culture Has to Start at the Top Company safety culture has to start at the top – because ultimately, employees follow behavior modeled by senior leadership. Safety is not an option. It is a practice which responsible leaders cultivate within the workplace; and, a fundamental right of all employees to possess. However, […]

Is Workplace Safety Culture the Same as Organizational Culture?

Is Workplace Safety Culture the Same as Organizational Culture? We’ve recently been asked the question: “Is safety culture the same as organizational culture?” In a moment where “culture” is a topic of conversation in any workplace context, it’s important to clarify these two concepts. Let’s start with some definitions… Organizational Culture: According to an article […]

Who Says The Construction Industry Can’t Have Culture Management?

Who Says The Construction Industry Can’t Have Culture Management? Construction has more than it’s fair share of harmful stereotypes. But the most harmful for businesses and their leaders – like you – is the belief that a construction business can’t be structured and behave like modern, evolving businesses when it comes to intangible assets, like […]

5 Ways To Reduce Injuries on the Construction Site

5 Ways To Reduce Injuries on the Construction Site It’s no secret, but it isn’t being talked about nearly enough: construction sites are incredibly hazardous environments. According to OSHA, 1 in every 5 workplace fatalities is a construction worker. That’s a staggering figure. Thankfully, this industry has come a long, long way – and we […]

What Is the Lowest Experience Modification Rate Possible?

Lowest EMR Possible When it’s time to calculate your Experience Modification Rate, it goes without saying that a low number is always desired. Just how low can that number go, though? First, you have to plot your EMR The reasoning behind having an assigned Experience Modification Rate is to give accurate insights for insurers to […]

A Useful Experience Modification Rate Definition

A Useful Experience Modification Rate Definition Working in any kind of business that requires workers’ compensation insurance, you’ve probably come across a line item in your premium quotes that are labeled EMR, or Experience Modification Rate. There are tons of articles on EMR ranging from ambiguity to doctored-level detail – but you’ll be hard pressed […]

How Do I Find My Experience Modification Rate?

Your Experience Modification Rate is a powerful figure – capable of raising your workman’s compensation premiums through the roof, or lowering them to a nearly insignificant amount. So, it pays to understand exactly how your Experience Modification…

What Is My Experience Modification Rate (EMR)?

You’re here because of one complex and very important number: your Experience Modification Rate – or EMR. Now, the number itself is small; the industry average floats at 1.0. However, this small number can have a big impact on your business. Namely, your Experience Modification Rate is the number that state agents look at in […]